Benefits of joining a credit union:

* You're not just a customer. You're an owner.
* Lower interest rates.
* Higher savings rates.
* Free withdrawals at more than 30,000 ATMs.
* Not responsible for the Great Financial Crisis.

Find one here: https://www.investopedia.com/best-credit-unions-5104980

(I don't work for CUNA or a credit union. Just a fan.)